Wednesday, February 6, 2008

Gift Credit Cards - Ease of Credit Approval

Ease of credit approval

Be aware of card offers promising "pre-approved" credit. You may be a prospective customer, but you still have to apply for credit. Each time you apply, the card company obtains a copy of your credit report. These all count as inquiries that, if concentrated over a short period of time, can negatively affect your credit score

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